Redo the kitchen, change the floor, renovate the tiles in the bathroom, install a new heating, secure the house, restore the roof, improve the insulation, change the windows, give a fresh breath to the paintings… Projects, wants and needs that can all be financed through the loan works.
What work can I finance with a loan?
Most projects are eligible for a work credit. From changing windows to insulation, roofing or painting, you can finance all or part of your work, thanks to this loan. The only limit: a funding ceiling of € 75,000. Once the credit obtained, you are the master on board, it is of course you who have complete control over your work, you decide the execution modalities from A to Z: to call or not to an artisan, choice materials… The loan works does not condition the project and its execution, you be free from your choices.
What are the elements to take into account when choosing my loan?
To choose and manage your loan, you must understand it. An approach facilitated by the various online tools at your disposal: clear information, practical articles, but also calculation tools for your work loan. You can simulate your credit before you subscribe, without any commitment, and have all the keys to understand it. You can thus evaluate the amount of your credit work, its monthly payments, but also its duration. Still have questions? The counselors are here to answer you. Contact them by phone or by visiting one of the network agencies.
Can I get a credit work?
Of course, you must meet certain conditions: to be of age, to have stable income, not to be registered in the national file of the payment incidents of the Fancia Bank, to have a balance between expenses and income which makes it possible to refund your credit. Make sure before you take out a loan, that your repayment capacity is sufficient. This precaution is essential, so that you can repay your loan without a hitch, depending on your financial situation. So take the time to evaluate your situation, and establish a work budget.